We protect your rights and advocate for you

against debt collectors, banks, and mortgage servicers.

980.999.3511

Which consumer protection issue can we help you with?

Debt Settlement

If your debts are falling behind and have become more than you can pay, our North Carolina attorneys have options and may be able to help settle the accounts, sometimes for pennies on the dollar, and resolve debt collection issues favorably.

 

DEBT SETTLEMENT

CREDIT CARD DEBT

Debt Collection Harassment

Debt collection harassment takes many forms. Under the Fair Debt Collection Practices Act, harassment is defined as any conduct that would harass, oppress, or abuse anyone. Debt collectors are not allowed to harass you. We can help if your rights have been violated. 

 

HARASSMENT

Debt Collection Lawsuit

There are many defenses that can be raised if you are sued in a debt-collection lawsuit. These may include the statute of limitations, the collector’s “standing” to enforce the debt, or violations of consumer-protection laws

 

DEBT LAWSUIT

Mortgage Relief and Foreclosure

As a North Carolina consumer protection firm, we have perfected our method for negotiating and litigating loan modifications for North Carolina consumers. If your payment is too high, you've fallen behind on payments, or you're facing foreclosure, we may be able to help.

 

MODIFICATION

FORECLOSURE

Violation
of Your Rights

There are two major laws that protect North Carolina consumers, the Fair Debt Collection Practices Act (FDCPA), and

North Carolina Debt Collection Act (NCDCPA). These laws contain many provisions which protect you from harassment by debt collectors.

 

RIGHTS VIOLATIONS

 

Let's talk

Send us your info and we'll get back to you. We help clients who live or have a legal matter in NC and MA.
CALL US

980.999.3511

EMAIL US
OUR ADDRESS 

CULIK LAW PC

6000 Fairview Road

Suite 1200

Charlotte, NC 28210

 
What should you do if you are overwhelmed by debt, are being sued by a debt collector, or are being harassed by debt collector in North Carolina?

 

Make sure your rights are protected – get legal representation. Culik Law PC is a Charlotte, North Carolina law firm that helps people like you with debt, debt settlement, debt collection harassment, debt collection lawsuits, mortgage loan modification defense, foreclosure defense, foreclosure litigation, and consumer class actions. We have a long history of advocating for consumers against some of the largest debt collectors, banks, and mortgage servicers. Most importantly, we advocate for your rights and use them aggressively when dealing with debt collectors. In our years of experience, we have come up with strategies to help successfully defend debt collection cases. Many of the lawsuits we litigate are dismissed completely or settled on favorable terms to the consumer.

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© 2020  CULIK LAW PC

All information on this site is for advertising and general informational purposes only and is not to be construed as legal advice or an agreement to provide legal services. Each client’s case is unique, and no specific results are implied or guaranteed.

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